Typical Guidelines on
Finance Available
Our typical guidelines on
finance available are listed below:
Type of funding |
Loan to Value |
Terms |
Self Certification Finance
For the purchase of Pubs, Restaurants, Take Aways, Guest Houses, B & B, Retail Premises, Semi Commercial,
Warehouses, Offices
Minimum loan £50,000 to a maximum of £600,000 |
Possibly up to 85% of Bricks and Mortar value |
Up to 20 years with interest only for up to two years
No accounts
Lending rate on a case by case basis |
Commercial Finance
Minimum loan £30,00 with no upper limit |
Some Lenders will go up to 75% of Purchase Price or
Valuation, whichever is lower |
Terms up to 30 years, interest can be as low as 1¼% over base rate |
Bridging Finance |
Up to 75% of Valuation |
Up to 12 months, rates on application |
- Please note we can underwrite cases up to £2 million locally, and have outline terms issued in four working days.
- All loan charges will be disclosed up front, on a case by case basis.
This list of not exhaustive, and it is always worth asking if Albany can place your clients requirements, we recently raised finance for a helicopter!!
Albany Corporate does not
give financial or mortgage advice and acts as introducers only. Our services
are fee based, and may vary from project to project.
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